Questioning his maturity, Mark decides to trade in the Coyote for a more conservative car. To his surprise, his credit application is rejected due to an $18,000 default. Investigating, Mark discovers that his name was used in a real estate deal put together by Melinda Marshall, the girlfriend that had helped put him in prison. (As revealed in a flashback sequence, Mark, having foolishly placed his car in Melinda's name for insurance purposes, was arrested for stealing his own car.) Hoping to clear his credit record, Mark pays a visit on Melinda. Confronted by Mark, Melinda reveals that she had faked the real estate contract in order to win a car. When someone tries to steal the car Melinda won, Hardcastle realizes that there is something more going on than a simple real estate deal. Hearing that Melinda works for Ted Rubin, a man in his files, Hardcastle realizes that the real estate company is running a land fraud scram. Realizing that there is probably something hidden in Melinda's car, Hardcastle and McCormick conduct a search. As a result, they discover valuable stamps in the car and learn how Rubin has been transferring his money. Although Rubin arrives at the estate ready for a fight, he is captured thanks to the timely intervention of the FBI agents that had been investigating him. [During this episode, both Mark and Hardcastle have extremely subjective recollections of Mark's original trial.