Two dippy roommates, struggling musicians Lolly and Hattie, are asked by a drug-dealing friend-of-a-friend, Diane, to baby-sit a bag containing nearly a million dollars while she scoots out of town in order to avoid trouble. Once the money is in their possession, however, temptation proves too much for them.

Three years after his divorce from his model-wife is the psychologist Larry Livingstone ready for a new commitment. He falls in love with the young widow Beth who has two children. But Beth and the children are still in mourning over their dead husband and father and Larry finds it a bit difficult to penetrate their reservations. Larry himself has to deal with his ex-wife and his love for his own two kids. Slowly both Beth and the children realise that they have to go on with their lives and that they have been giving a second chance.